Can shift to an earlier date in contract of accumulation fund loan reimbursement , so far not collection penalty due to breach of contract 在公积金贷款合同中可以提前还款，到目前为止不收取违约金。
The purpose of evaluating the fluxion funds loan item of zd industrial company is to ascertain the risk and the feasibility 主要目的是通过对zd实业公司各方面的考查,明确贷款项目的风险性与可操作性。
But do not have this kind of regulation in contract of accumulation fund loan at present , ahead of schedule reimbursement is not home remedy break a contact 但目前在公积金贷款合同中并没有这种规定,提前还款并不算是单方违约。
Before marrying , the man buys a house with accumulation fund loan , after marrying , both sides still borrows money jointly , does excuse me this room belong to common property 结婚前，男方用公积金贷款买房，结婚后，双方共同还贷款，请问此房属于共同财产吗？
See you take kind of which kinds of loan , commercial loan , accumulation fund loan , combination borrows money , the formalities that these want to take good bank to need only can be in a bank deal with 看你采取哪种贷款方式了，商业贷款、公积金贷款、组合贷款，这些只要带好银行需要的手续就可以在银行办理了。
Personal housing accumulation fund loan means a special housing consumption loan lent to any employee participating in the housing accumulation fund system taking the housing accumulation fund as its fund source , and orienting its use at purchasing , building , rebuilding , or overhauling its self - owned housing 个人住房公积金贷款是指以住房公积金为资金来源，向参加住房公积金制度的职工发放的，定向用于购买、建造、翻建、大修自有住房的专项住房消费贷款。
Over a long time , housing finance in china is mainly in these two ways - - housing accumulation fund loan and mortgage loan . it just focuses on the realization of the residents " consumption demand for the house , but ignores instructing the residents " investment from the angle of the housing investment 长期以来，我国住房金融只是以住房公积金贷款、抵押按揭贷款业务为主，单纯地支持居民住房消费需求的实现，却忽视了从刺激住房投资的角度引导居民投资。
The currently established personal housing loan types include personal dwelling housing commercial loan , personal commercial housing loan , personal housing accumulation fund loan , personal housing combination loan , out place in the country dweller housing loan , personal housing loan provided for bidding house purchaser , personal housing loan with secondary transaction , personal housing transfer loan and so forth . in addition , there are personal housing loans supporting the “ live with comfort project ” , “ economical and applicable house ” , “ 21st century well - off housing example village project ” 总结了现阶段我国住房消费市场存在的主要问题表现在:借款方对于房价的承受能力不足;居民的超前消费意识较弱;开发贷款与消费贷款相脱节;缺乏风险转移机制;借款方和贷款方的信息不对称;现行的住房公积金制度尚未完善;房地产开发项目存在开发商陷阱等方面。
Shanghai housing decorates accumulation fund of loan of usable accumulation fund to decorate loan is to show the person that buy a house buys a house in normal accumulation fund besides loan , still can apply for every square metre by building area 1000 yuan decorate loan , but 70 % what amount of accumulation fund loan must not exceed house total prices 上海住房装修可用公积金贷款公积金装修贷款是指买房者在正常的公积金购房贷款之外，还可按房屋面积申请每平方米1000元的装修贷款，但公积金贷款总额不得超过房屋总价的70 % 。
As for the residential finance policy , government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance , in addition to mortgage accumulation fund loans , the government should found low - rate or rate - free loans for those families with low or medium income , set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty 在住房金融政策方面，政府理应成为构建住房保障体系的主体。政府应进一步深化政策性住房金融改革，除住房公积金贷款以外，应建立直接面向中低收入家庭发放的低息或无息贷款，建立政策性住房抵押贷款风险担保机制，为低收入家庭贷款提供担保，增强其购房能力，促进住房保障制度的顺利构建。
